How it works

From sign-up to peace of mind.

No jargon, no forced bank connections, and no surprise steps. Here's exactly what happens when you join OryzaPay.

The walkthrough

Five steps. That's it.

Each one is designed so you always know what's happening and why — and nothing moves forward without you choosing it.

1

Create a free account

Just your name and email. No credit card, and no trial period that quietly starts charging you later.

2

Add what you owe

Type it in yourself — a phone bill, a loan, a ticket — or securely connect an account if you'd rather not enter things by hand.

3

Choose your reminders

Pick how and when you want to hear from us: a few days before something's due, the day of, or both.

4

See everything on one screen

Every bill, loan, ticket and payment you've added, laid out clearly — sorted by what's due soonest.

5

Stay ahead of it

Check in whenever you like, mark things as paid, and adjust what you're tracking as your situation changes.

Your choice

Manual entry or a secure connection — you decide.

We know handing over bank details is a big ask, especially if you've been burned before. So we built OryzaPay to work either way.

Add it by hand

Type in the amount, the due date, and who it's owed to. It takes under a minute per bill, and nothing is ever connected to an outside account. This is the default, and it's never pushed aside in favour of connecting.

Connect an account

If you'd rather not enter things manually, you can securely link an account so balances update on their own. It's entirely optional, and you can disconnect it at any time from your settings.

What to expect

What a reminder actually looks like.

We're not trying to alarm you — just keep you a step ahead.

  • A few days ahead A calm heads-up that something's coming due — enough time to plan for it, not enough to forget about it again.
  • The day before One last nudge, so nothing gets missed by accident on a busy day.
  • Never more than you ask for Choose email, text, or both — and turn reminders off entirely for anything you'd rather track yourself.
Early access

Be one of the first to try it.

Leave your email and we'll let you know the moment OryzaPay opens in Ontario. No spam, no card, unsubscribe whenever you like.

By joining, you agree to be contacted about OryzaPay's launch. We never sell your information.