Everything you owe, actually organized.
OryzaPay isn't a banking app or a budgeting spreadsheet. It's the one place built specifically to hold every payment you're responsible for — the ones that live in your inbox, your glovebox, and the back of your mind.
If it costs you money, it belongs here.
Most apps only show what's already in your bank account. OryzaPay is built for everything that isn't — the bills, debts and charges that come from outside it.
Phone & internet
Recurring provider bills, tracked with a heads-up before each due date.
Subscriptions
Every streaming, app and membership charge in one list — see what you're actually paying for.
Loans & instalments
Mortgages, car loans, buy-now-pay-later — watch balances shrink with every payment.
Government payments
Property tax, CRA balances, municipal fees — tracked alongside everything else you owe.
Tickets & fines
A parking or speeding ticket gets a due date and a reminder, not a place to hide.
Insurance & utilities
Home, auto, hydro, water — the essentials, always in view.
Credit cards
Balances and minimum payments alongside everything else — no separate app to check.
Rent & housing
Rent, condo fees, and other recurring housing costs, tracked with the rest of your money.
Built to actually help, not just display numbers.
A list of bills isn't useful on its own. Here's what OryzaPay does with it.
Reminders before due dates
A gentle nudge a few days out — and again the day before — so nothing sneaks past you.
Add it yourself — no forced connections
Type in what you owe by hand if you'd rather. You're never required to link a bank account to use OryzaPay.
One dashboard, plainly laid out
Large text, clear labels, and a layout that doesn't require a manual to understand.
Family & caregiver sharing
Invite someone you trust — an adult child, a caregiver — to view or help manage your account, entirely on your terms.
Printable summaries
Export a clean record of what you owe and what you've paid — useful at tax time or for your own files.
No ads, ever
We don't sell your data or show you ads for other financial products. OryzaPay works for you, not advertisers.
Built for families helping families.
A lot of people managing bills for an older parent do it over the phone, or by digging through a pile of mail on a visit home. Optional, permission-based sharing lets a trusted family member see or help — without taking over the account, and without you needing to hand over passwords.
Be one of the first to try it.
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By joining, you agree to be contacted about OryzaPay's launch. We never sell your information.